Most of us do not think about our credit status until a situation comes along that requires us to have a good credit score, such as needing credit approval for an apartment, a mortgage, or a car loan.
In some cases, these could be emergency situations, such as needing credit for unexpected auto repairs, unexpected home repairs, or a medical emergency.
It is so very important for all of us to be vigilant in watching out for our own credit health, because in this day of technology, and living our lives online, there are many opportunities for credit thieves to steal our personal identity, which can then cause tremendous financial chaos in our personal financial lives.
Sometimes, we MAY NOT be a victim of identity theft.
Sometimes a bad credit score may be the result of something as common and as simple as a clerical error at the bank or at the doctors office, or may be the result of a misunderstanding when providing information over the phone, or could be the result of a simple computer glitch.
The point here is that mistakes do happen, and if we do not stay proactive in monitoring our credit reports, these ‘mistakes’ may hurt our credit scores, which may result in getting denied an apartment, a mortgage, a car loan, higher insurance rates, and even getting passed over for a high paying job.
My goal here is quite simple: to show you how credit works, how to maintain good credit, and most important, if you have bad credit, how to identify and correct errors on your credit reports which will naturally raise your credit scores.
We Got You Covered
Don’t stress, because it’s not very difficult to improve your credit score, you just have to know how to identify errors on your credit report, and then, know how to correct these errors.
We try to keep the information as condensed as possible without leaving out the most important information that you need.
However, please keep in mind that every situation is unique and different and it is important that you use the credit information that you find here as it applies to your own situation.
CreditUpDIY is a FREE Do-It-Yourself Credit Repair Tool that we provide, to help you along your credit repair journey, and includes credit repair letters that you can use to help you along the credit repair process.
It is not required, but we do encourage you to Sign Up for FREE as it makes the credit repair process manageable.
I know that you can do this, and I can promise you this, if you are experiencing a low credit score, and if you are willing to do the things that are required to correct your credit report, that in the next few weeks, you will begin to see your credit score increase.
So, without any further delay… Let’s Begin…
