Last updated on March 12th, 2025 at 02:19 pm
So, you wanna repair your credit, huh?
OK… first things first…
You can forget about all those credit repair commercials on the radio, television, and online adverts that promise a ‘quick fix’ to your bad credit problems because there is no such thing as a ‘quick fix’ when it comes to credit repair.
In fact, deciding to use a credit repair company may result in doing more harm than good to your already bad credit situation.
So, before you dive deep into credit repair, you gotta know a few things before you begin:
- First, credit repair is not something that you can complete in a week or two, it will take time
- Second, credit repair will require a personal sacrifice and a personal commitment
- Third, your bad credit situation is unique to you and you should avoid comparing your bad credit situation to someone else
- Fourth, there is nothing that a credit repair company can do that you cannot do for yourself
Credit repair is for real, however, if you want to realize positive credit results, then it is important for you to follow a proper credit repair process.
How difficult (or how simple) your credit repair process will be depends on your marital status, how long you have been in debt, how deep you are in debt, how much disposable income is available to you, your ability to increase your household income, and a few other factors.
Though it may be a rough and rocky road ahead, you need to know that you have legal rights and there are rules, regulations, and laws that financial institutions, credit companies, and collection departments must adhere to if they want to avoid any legal remedies that you may impose against them.
Let me be clear… the last thing you want to do is to get mixed up in a legal battle with a credit entity, however, it is very important for you to know that there are laws on the books that are designed to protect you, as a consumer.
I encourage you to take a look at my FREE Ultimate Credit Repair Guide and start today to repair your credit ON YOUR OWN.
