After reviewing the responses from the credit bureaus, and you discover a POSITIVE RESPONSE to your disputes (meaning a removal or modification to your credit report in your favor) then you are done and complete with that particular item (creditor).
However, if you receive a NEGATIVE RESPONSE (meaning a challenge to your dispute letter) then follow up with another dispute letter that challenges the credit bureau response letter.
In this letter indicate why you disagree with their result and request further investigation.
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