Credit does not seem important until the day that you need to qualify for a loan, a high paying job, or a low interest rate.
We all must be vigilant in watching out for our credit health, because in this day of technology, and living our lives online, there are many opportunities for credit thieves to steal our personal identity, which can then result in tremendous financial chaos in our personal lives.
Sometimes, we may not be a victim of identity theft.
Sometimes a bad credit report may be the result of a bank error, a clerical error at a doctors office, a misunderstanding when providing information over the phone, or could be the result of a simple computer glitch.
The point is that if we do not stay proactive in monitoring our credit reports and maintaining a high credit score, we could easily end up getting surprised with a denial for an apartment, a mortgage, a car loan, high insurance rates, and even getting passed over for a high paying job.
My goal here is quite simple: to show as many people as possible how credit works, how to maintain good credit, and most important, if you have bad credit, how to improve your credit reports and raise your credit scores.
The good news is, that it’s not very difficult to improve your credit score, but doing so, does require persistence and consistency.
We try to keep the information as condensed as possible without leaving out the most important information that you need.
However, please keep in mind that every situation is unique and different and it is important that you use the credit information that you find here as it applies to your own situation.
CreditUpDIY is a FREE Do-It-Yourself Credit Repair Tool that we provide, to help you along your credit repair journey, and includes credit repair letters that you can use to help you along the credit repair process.
It is not required, but we do encourage you to Sign Up for FREE as it makes the credit repair process manageable.
I know that you can do this, and I can promise you, that if you are experiencing less than good credit today, and you do the things that are required of you to improve your credit and raise your credit score, that in the next few weeks, you will begin to see a change, in your credit life, for the better.
So, without any further delay… Let’s Begin…
